62298 ZIP Code Profile, Map, Data & Demographics

Preferred Name, USPS

Waterloo, IL 62298

Not Acceptable, USPS

Burksville, IL 62298

Floraville, IL 62298

Foster Pond, IL 62298

Lou del, IL 62298

Madonnaville, IL 62298

Monroe City, IL 62298

New Hanover, IL 62298

Paderborn, IL 62298

Saint Joe, IL 62298

St Joe, IL 62298

Tipton, IL 62298

Wartburg, IL 62298

ZIP Code Type: STANDARD
County: Monroe County
Centroid: Latitude 38.339, Longitude -90.152
Time Zone: Central Time Zone (UTC -6 hours)
Observes DST: Yes

ZIP Code 62298 has segments in 2 Counties (Monroe, Saint Clair).

Businesses Addresses: 446
PO Box Addresses: 124
Residential Addresses: 7,397

Multi-Family Addresses: 32
Single Family Addresses: 7,365

The ZIP Code maps and database are updated 4 times per year.
Database updated: June 1, 2024, Maps updated: May 1, 2024.

Waterloo, IL 62298 Data & Demographics (As of July 1, 2024)

POPULATION
Total Population	17,780 (100%)
Population in Households	17,571 (98.8%)
Population in Families	14,739 (82.9%)
Population in Group Quarters¹	209 ( 1.2%)
Population Density	126
Diversity Index²	15


INCOME
Median Household Income	$103,823
Average Household Income	$122,756
% of Income for Mortgage⁴	17%
Per Capita Income	$49,662
Wealth Index⁵	126
Socioeconomic Status Index⁶	Moderate (60.4)

HOUSING
Total HU (Housing Units)	7,565 (100%)
Owner Occupied HU	5,946 (78.6%)
Renter Occupied HU	1,245 (16.5%)
Vacant Housing Units	374 ( 4.9%)
Median Home Value	$277,551
Average Home Value	$309,174
Housing Affordability Index³	134

HOUSEHOLDS
Total Households	7,191
Average Household Size	2.44
Family Households	5,093
Average Family Size	3.00

NOTES

Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.
The Socioeconomic Index ranges from zero (lowest relative status) to 100 (highest relative status). This measure quantifies disparities in social position of an area's inhabitants and is built from a broad range of demographic, housing, and socioeconomic inputs. More information on this measure can be found in Esri's SEI tutorial.

Waterloo, IL 62298 - Peer Comparisons by Rank and Percentile

The table below compares 62298 to the other 1,360 ZIP Codes in Illinois by rank and percentile using July 1, 2024 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

GROWTH RATE / YEAR	2020-2024	2024-2029
Population	0.20%	0.09%
Households	0.57%	0.53%
Families		0.50%
Median Household Income		1.37%
Per Capita Income		2.84%
Owner Occupied HU		1.03%

Variable Description	Rank	Percentile
Total Population	# 258	81st
Population Density	# 558	59th
Median Household Income	# 180	87th
Housing Affordability Index	# 645	47th
Per Capita Income	# 231	83rd
Diversity Index	# 928	32nd

62298 ZIP Code Profile, Map, Data & Demographics

ZIP Code 62298: Basic Data & USPS Preferred City Name

Waterloo, IL 62298 Data & Demographics (As of July 1, 2024)

POPULATION

INCOME

HOUSING

HOUSEHOLDS

GROWTH RATE / YEAR

Waterloo, IL 62298 - Peer Comparisons by Rank and Percentile

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