Pearl City, IL Profile: Facts & Data


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Pearl City, Illinois - Basic Facts

The Village of Pearl City had a population of 803 as of July 1, 2020.

The primary coordinate point for Pearl City is located at latitude 42.2653 and longitude -89.826 in Stephenson County. The formal boundaries for the Village of Pearl City encompass a land area of 0.64 sq. miles and a water area of 0.01 sq. miles. Stephenson County is in the Central time zone (GMT -6). The elevation is 833 feet.

The Village of Pearl City (GNIS ID: 2399641) has a C1 Census Class Code which indicates an active incorporated place that does not serve as a county subdivision equivalent. It also has a Functional Status Code of "A" which identifies an active government providing primary general-purpose functions.

The Village of Pearl City is located within Township of Loran, a minor civil division (MCD) of Stephenson County.

Alternate Unofficial Names for Pearl City: Yellow Creek.


Pearl City, IL Data & Demographics (As of July 1, 2020)


Total Population 803 (100%)
Population in Households 786 (97.9%)
Population in Families 686 (85.4%)
Population in Group Quarters1 17 ( 2.1%)
Population Density 1,253
Diversity Index2 13


Median Household Income $61,689
Average Household Income $75,393
% of Income for Mortgage4 10%
Per Capita Income $28,956
Wealth Index5 71


Total HU (Housing Units) 343 (100%)
Owner Occupied HU 249 (72.6%)
Renter Occupied HU 70 (20.4%)
Vacant Housing Units 24 ( 7.0%)
Median Home Value $141,071
Average Home Value $166,800
Housing Affordability Index3 252


Total Households 319
Average Household Size 2.46
Family Households 242
Average Family Size 3
  1. Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
  2. The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
  3. The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
  4. The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
  5. The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.


2010-2020 2020-2025
Population -0.42% -0.68%
Households -0.15% -0.51%
Families -0.04% -0.67%
Median Household Income   1.4%
Per Capita Income   2.42%
Owner Occupied HU   -0.49%


Pearl City, IL - Peer Comparisons by Rank and Percentile

The table below compares Pearl City to the other 1,369 incorporated cities, towns and CDPs in Illinois by rank and percentile using July 1, 2020 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description Rank Percentile
Total Population # 768 44th
Population Density # 585 57th
Median Household Income # 548 60th
Housing Affordability Index # 811 59th
Per Capita Income # 707 49th
Diversity Index # 730 47th

Additional comparisons and rankings can be made with a VERY EASY TO USE Illinois Census Data Comparison Tool.

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