Elgin, IL Profile: Facts & Data

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Elgin, Illinois - Basic Facts

The City of Elgin is the 6th largest city in Illinois with a population of 116,052 as of July 1, 2020. Elgin ranks in the upper quartile for Population Density and Diversity Index when compared to the other cities, towns and Census Designated Places (CDPs) in Illinois. See peer rankings below.

The primary coordinate point for Elgin is located at latitude 42.0373 and longitude -88.2812 in Kane County. The formal boundaries for the City of Elgin encompass a land area of 37.31 sq. miles and a water area of 0.59 sq. miles. Kane County is in the Central time zone (GMT -6). The elevation is 745 feet.

While the primary coordinates for City of Elgin are located in Kane County, it should be noted that the formal boundaries for this community also extend into and Cook County.

The City of Elgin (GNIS ID: 2394641) has a C1 Census Class Code which indicates an active incorporated place that does not serve as a county subdivision equivalent. It also has a Functional Status Code of "A" which identifies an active government providing primary general-purpose functions.

The City of Elgin is located within Township of Elgin, a minor civil division (MCD) of Kane County.


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Elgin, IL Data & Demographics (As of July 1, 2020)

POPULATION

Total Population 116,052 (100%)
Population in Households 114,105 (98.3%)
Population in Families 96,482 (83.1%)
Population in Group Quarters1 1,947 ( 1.7%)
Population Density 3,095
Diversity Index2 79
 
 

INCOME

Median Household Income $69,414
Average Household Income $91,238
% of Income for Mortgage4 12%
Per Capita Income $29,562
Wealth Index5 100
 

HOUSING

Total HU (Housing Units) 40,669 (100%)
Owner Occupied HU 26,089 (64.1%)
Renter Occupied HU 11,560 (28.4%)
Vacant Housing Units 3,020 ( 7.4%)
Median Home Value $203,960
Average Home Value $238,757
Housing Affordability Index3 150
 

HOUSEHOLDS

Total Households 37,649
Average Household Size 3.03
Family Households 27,096
Average Family Size 4
NOTES
  1. Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
  2. The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
  3. The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
  4. The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
  5. The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.

GROWTH RATE / YEAR

2010-2020 2020-2025
Population 0.69% 0.33%
Households 0.69% 0.36%
Families 0.69% 0.28%
Median Household Income   1.79%
Per Capita Income   2.05%
Owner Occupied HU   0.48%

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Elgin, IL - Peer Comparisons by Rank and Percentile

The table below compares Elgin to the other 1,369 incorporated cities, towns and CDPs in Illinois by rank and percentile using July 1, 2020 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description Rank Percentile
Total Population # 6 100th
Population Density # 130 91st
Median Household Income # 376 73rd
Housing Affordability Index # 220 16th
Per Capita Income # 653 52nd
Diversity Index # 25 98th

Additional comparisons and rankings can be made with a VERY EASY TO USE Illinois Census Data Comparison Tool.

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