Elgin, IL Profile: Facts & Data

The City of Elgin is the 6th largest city in Illinois with a population of 113,599 as of July 1, 2024. Elgin ranks in the upper quartile for Population Density and Diversity Index when compared to the other cities, towns and Census Designated Places (CDPs) in Illinois. See peer rankings below.

The primary coordinate point for Elgin is located at latitude 42.0373 and longitude -88.2812 in Kane County. The formal boundaries for the City of Elgin encompass a land area of 37.31 sq. miles and a water area of 0.59 sq. miles. Kane County is in the Central time zone (GMT -6).

While the primary coordinates for City of Elgin are located in Kane County, it should be noted that the formal boundaries for this community also extend into and Cook County.

The City of Elgin has a C1 Census Class Code which indicates an active incorporated place that does not serve as a county subdivision equivalent. It also has a Functional Status Code of "A" which identifies an active government providing primary general-purpose functions.

Elgin, IL Data & Demographics (As of July 1, 2024)

POPULATION
Total Population	113,599 (100%)
Population in Households	112,237 (98.8%)
Population in Families	94,512 (83.2%)
Population in Group Quarters¹	1,362 ( 1.2%)
Population Density	2,978
Diversity Index²	86


INCOME
Median Household Income	$90,307
Average Household Income	$114,445
% of Income for Mortgage⁴	19%
Per Capita Income	$40,002
Wealth Index⁵	100
Socioeconomic Status Index⁶	High (45.0)

HOUSING
Total HU (Housing Units)	41,456 (100%)
Owner Occupied HU	27,537 (66.4%)
Renter Occupied HU	12,148 (29.3%)
Vacant Housing Units	1,771 ( 4.3%)
Median Home Value	$279,457
Average Home Value	$325,001
Housing Affordability Index³	107

HOUSEHOLDS
Total Households	39,685
Average Household Size	2.83
Family Households	27,670
Average Family Size	3.00

NOTES

Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.
The Socioeconomic Index ranges from zero (lowest relative status) to 100 (highest relative status). This measure quantifies disparities in social position of an area's inhabitants and is built from a broad range of demographic, housing, and socioeconomic inputs. More information on this measure can be found in Esri's SEI tutorial.

Elgin, IL - Peer Comparisons by Rank and Percentile

The table below compares Elgin to the other 1,462 incorporated cities, towns and CDPs in Illinois by rank and percentile using July 1, 2024 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

GROWTH RATE / YEAR	2020-2024	2024-2029
Population	-0.26%	-0.49%
Households	0.56%	0.19%
Families		0.10%
Median Household Income		2.47%
Per Capita Income		3.45%
Owner Occupied HU		0.84%

Variable Description	Rank	Percentile
Total Population	# 6	100th
Population Density	# 137	91st
Median Household Income	# 368	75th
Housing Affordability Index	# 422	29th
Per Capita Income	# 626	57th
Diversity Index	# 16	99th

Elgin, IL Profile: Facts & Data

Elgin, Illinois - Basic Facts

Elgin, IL Data & Demographics (As of July 1, 2024)

POPULATION

INCOME

HOUSING

HOUSEHOLDS

GROWTH RATE / YEAR

Elgin, IL - Peer Comparisons by Rank and Percentile

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